

What sets me apart is my 10 years of retail banking and branch management experience, bringing valuable financing expertise to every property transaction.
Before becoming a Real Estate Negotiator, I assessed thousands of home loan applications. I understand how banks evaluate CCRIS, DSR, income documents, and loan eligibility—helping you avoid costly surprises.
How I Add Value
Pre-Loan Assessment – Review your CCRIS, DSR & financing eligibility before you commit.
Financing Strategy – Tailored guidance for salaried employees, business owners & variable income earners.
Smarter Property Planning – Reduce financing risks and avoid unexpected cash top-ups.
Whether you're buying your first home, upgrading, investing, or selling, I help you make informed property decisions with the right financing strategy.
A Decade of Banking. A Lifetime of Property Strategies.

TAG Group
We are a group of Professionals in Real Estate to support our business partner and clients. Our commitment is to serve, to share, to consult with solution based on trusted manner to meet business partner and clients' needs, resulting in mutual success.

The 1st in Malaysia to fully digitalise the process of closing deals in real estate & the only agency in the country certified with ISO 9001:2015
We believe in adapting to market needs and technology advancement.
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